Tiered prescription drug bene昀椀t options allow co-ops to choose coverage levels with generic drugs costing the least. High- deductible health plans have a preventive drug option. CVS Caremark™ is our prescription bene昀椀t manager. Contact them at 888.796.7322 or visit caremark.com. The hearing aid bene昀椀t, which provides a $10,000 lifetime maximum for wearable hearing aids and maintenance is a standard feature of all medical plans. NONQUALIFIED DEFERRED COMPENSATION—Directors fees and highly compensated employee salaries, bonuses and other compensation can be deferred and invested with certain tax bene昀椀ts. Co-ops are the plan administrators for these plans. RETIREMENT SECURITY (RS) PLAN— NRECA manages this de昀椀ned bene昀椀t pension at a very reasonable cost compared to the market. Co-ops can build a plan that balances bene昀椀t goals and plan cost by setting the terms for employee participation and bene昀椀t level. VISION—Vision plans cover eligible eye exams, lenses and frames. Some plans have provider networks and o昀昀er discounts on laser vision correction, while others allow participants to see any provider. PROGRAMS BLOOD GLUCOSE MONITOR PROGRAM—Free blood glucose monitors are o昀昀ered to medical plan participants diagnosed with pre-diabetic Bene昀椀t Plans, Programs and Services Guide conditions or diabetes. CENTERS OF EXCELLENCE—This program