In This Issue SPRING 2023 For questions about NRECA bene昀椀ts or topics in this issue, contact your 昀椀eld representative or the Member Contact Center at 866.673.2299 or contactcenter@nreca.coop, unless otherwise noted in the articles. MANAGING EDITOR: Scott Mathias CONTRIBUTING WRITERS: John Nullmeyer, Nate Odgaard and Chris Schwartzrock Bene昀椀ts Bulletin is a newsletter published as an NRECA member service for bene昀椀ts administrators. In the case of a discrepancy, the plan documents govern. To subscribe to Bene昀椀ts Bulletin, call or email Scott Mathias at 703.907.6094 or scott.mathias@nreca.coop. ©2003–2023 NRECA. All rights reserved. PHOTO CREDITS: COVER © ISTOCK/M-IMAGEPHOTOGRAPHY. PAGE 3 © NRECA. PAGE 6 © ISTOCK/DRAZEN ZIGIC. PAGE 8 © ISTOCK/NAZARKRU. PAGE 9 © ISTOCK/VISUAL GENERATION. PAGE 10 ICONS © ISTOCK/CNYTHZL. PAGE 12 © ISTOCK/RUDZHAN NAGIEV. PAGES 14–15 ICONS © ALEX BELOMLINSKY. 2 BENEFITS BULLETIN SPRING 2023

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